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The Impact of Digital Payments on E-commerce Growth and Online Shopping Experience

Author(s) Balaji Soundararajan
Country United States
Abstract The rapid evolution of digital payments and e-commerce over the past three decades has revolutionized global retail, shifting consumer behavior from traditional in-store shopping to online platforms. This transformation is driven by advancements in payment technologies such as mobile wallets, contactless cards, and cryptocurrencies, which prioritize speed, security, and convenience. Digital payment systems have streamlined transactions, reduced cart abandonment rates, and enhanced customer satisfaction by offering frictionless checkout experiences. However, challenges such as cybersecurity risks, privacy concerns, and regulatory compliance remain critical considerations. This document explores the dynamics of e-commerce growth, the integration of digital payment methods, and their impact on consumer behavior. It also examines future trends, including blockchain technology and the role of instant payments in sustaining competitive advantage. Businesses must adapt to these trends while balancing innovation with security to thrive in an increasingly digital marketplace.
Keywords E-commerce growth, Digital payments, Mobile wallets, Consumer behavior, Security and fraud prevention, Cryptocurrencies, Checkout optimization
Published In Volume 2, Issue 12, December 2021
Published On 2021-12-06
Cite This The Impact of Digital Payments on E-commerce Growth and Online Shopping Experience - Balaji Soundararajan - IJLRP Volume 2, Issue 12, December 2021. DOI 10.5281/zenodo.15026312
DOI https://doi.org/10.5281/zenodo.15026312
Short DOI https://doi.org/g88fzk
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