Understanding Financial Data Aggregators What They are and How They Work

Author(s)	Surya Ravikumar
Country	United States
Abstract	Financial data aggregators are essential tools or services that allow individuals and businesses to consolidate financial information from multiple sources into a single platform. These platforms pull data from diverse financial institutions and present it in a way that simplifies financial management, enabling users to monitor their spending, manage investments, and track budgets efficiently. The growth of financial technology (FinTech) and the increased reliance on digital services have accelerated the development and adoption of financial data aggregators. This paper explores the role of financial data aggregators, examining their purpose, how they work, the technologies behind them, and their applications in financial management. Additionally, the paper highlights the benefits and challenges faced by these aggregators, with particular emphasis on privacy, security, and data ownership concerns.
Keywords	Financial Data Aggregators, FinTech, API, Screen Scraping, Data Security, Financial Management, Personal Finance, Aggregation Tools, Open Banking
Field	Engineering
Published In	Volume 3, Issue 5, May 2022
Published On	2022-05-05
Cite This	Understanding Financial Data Aggregators What They are and How They Work - Surya Ravikumar - IJLRP Volume 3, Issue 5, May 2022. DOI 10.5281/zenodo.14905530
DOI	https://doi.org/10.5281/zenodo.14905530
Short DOI	https://doi.org/g85r3d

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